CRA Confirms 5 Direct Deposit Payments in September 2025 – Who Gets Paid and How Much?

The Canada Revenue Agency (CRA) has officially confirmed that five major direct deposit payments will be issued in September 2025. Covering programs such as the Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Canada Child Benefit (CCB), and the Veterans Pension, these payments will provide vital financial relief to millions of Canadians.

With inflation still straining household budgets, these deposits represent predictable and essential support for families, seniors, and veterans across the country.

Full Schedule of CRA Payments in September 2025

Each program comes with specific dates and payment structures. Here’s a detailed breakdown:

1. Canada Pension Plan (CPP)

• Payment Date: September 25, 2025
• Who Qualifies: Canadians receiving CPP retirement, disability, or survivor benefits.
• Amount: Depends on contribution history. The average retirement benefit is about $1,433 per month in 2025, though some receive less or more depending on their work history.

2. Old Age Security (OAS)

• Payment Date: September 25, 2025
• Who Qualifies: Canadians aged 65+ with at least 10 years of residence after age 18. Full pension requires 40 years of residency.
• Amount: Up to $734 per month at age 65, and $808 per month for those aged 75 and older.

3. Guaranteed Income Supplement (GIS)

• Payment Date: September 25, 2025
• Who Qualifies: Low-income seniors already receiving OAS. Amounts depend on marital status and income.
• Maximum Monthly Amounts:
• Single seniors: Up to $1,097
• Couples (each receiving OAS/GIS): Up to $660 per person

4. Canada Child Benefit (CCB)

• Payment Date: September 20, 2025
• Who Qualifies: Families with children under 18, based on 2024 income tax returns.
• Amount: Up to $750 per child, per month, depending on income and family size.

5. Veterans Pension

• Payment Date: September 25, 2025
• Who Qualifies: Eligible veterans and surviving family members under Veterans Affairs Canada rules.
• Amount: Varies based on disability rating, service years, and additional supplements for dependents.

Eligibility Rules for September 2025 Payments

Eligibility depends on program-specific conditions but is always linked to the 2024 income tax return.

• CPP & OAS/GIS: Seniors must meet age and residency rules. Partial OAS applies if residency is between 10–39 years.
• CCB: Families must file tax returns and report income accurately.
• Veterans Pension: Determined by Veterans Affairs Canada, based on service and disability records.

Filing taxes correctly and on time is the foundation for receiving these benefits.

Why Direct Deposit Matters

The CRA strongly encourages Canadians to use direct deposit. Benefits include:

• Instant access to funds on payment dates.
• No risk of lost or delayed cheques.
• Consistency for those depending on monthly benefits.

Those not enrolled will receive paper cheques, but delivery may take longer.

Interaction Between Benefits

Receiving one payment doesn’t cancel out another. Many Canadians qualify for multiple programs at once.

• OAS + GIS: Coordinated to give maximum income to low-income seniors.
• CPP + CCB: Parents can receive child benefits alongside retirement or disability pensions.
• Veterans Pension: Paid separately without reducing CPP, OAS, or GIS.

This layered approach ensures families, seniors, and veterans receive full entitled support.

How to Avoid Payment Delays

The CRA highlights several steps to guarantee smooth deposits in September 2025:

• File your 2024 tax return on time.
• Enroll in direct deposit and keep banking details updated.
• Check CRA My Account regularly for eligibility updates.
• Report changes in income, marital status, or family size to avoid incorrect payments.
• Verify address information to ensure correspondence arrives without issues.

Why These Payments Matter in 2025

The September 2025 payments provide critical stability during a year of continued economic uncertainty.

• Seniors rely on CPP, OAS, and GIS to cover rising rent, energy, and healthcare costs.
• Families use the CCB to offset food, childcare, and school expenses.
• Veterans receive recognition for service through financial security measures.

Together, these payments ensure Canadians facing financial pressure receive reliable, tax-free support.

FAQs – CRA Payments September 2025

Q1: What are the payment dates for CRA benefits in September 2025?
A: CCB is on September 20, 2025, while CPP, OAS, GIS, and Veterans Pension are on September 25, 2025.

Q2: How much will seniors receive from OAS in 2025?
A: Up to $734/month for those 65–74 and $808/month for those 75 and above.

Q3: Who qualifies for the GIS payment?
A: Low-income seniors already on OAS, with payments of up to $1,097/month for single seniors.

Q4: How much can families get from the Canada Child Benefit (CCB)?
A: Up to $750 per child per month, depending on family income and size.

Q5: Do Veterans Pensions reduce OAS, CPP, or GIS payments?
A: No. Veterans Pensions are separate and do not impact other benefits.